⚡ New · UPI lite for instant payments

Banking that just works.

Modern, simple, and secure banking for your everyday life. No hidden fees. No branch visits. Just a better way to manage money.

⭐ 4.8/5 on App Store
🛡 DICGC insured up to ₹5L
🇮🇳 Made in India · RBI licensed
9:41 ◐●●●●● 5G
Total balance
₹2,84,512.60
+ ₹12,400 this month ↗
↗
Send
💳
Cards
⚡
Bills
📈
Invest
🍽
Zomato
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💰
Salary · TCS
+ ₹1,25,000
🚗
Uber
− ₹245
⚡
BESCOM
− ₹2,342

Featured in

Features

Everything you need, nothing you don't.

We stripped out the paperwork, the hidden fees, the waiting. What's left is a bank that respects your time.

⚡

Instant transfers

UPI, IMPS, NEFT — all under 3 seconds. No charges on the first 200/month.

💰

3.5% p.a. savings

27% higher than the industry average. Interest credited quarterly. No lock-in.

💳

Card you control

Freeze/unfreeze, change limits, set international access — all from the app, instantly.

📱

Pay any bill

Electricity, gas, broadband, recharge, rent. Auto-pay available. Your phone is your bill desk.

📈

Invest in 2 taps

Mutual funds, stocks, FDs, digital gold. Zero brokerage. Start at ₹10.

🛡

Bank-grade security

2FA, biometric login, AI fraud detection. Zero successful account takeovers in 4 years.

How it works

Open an account in 3 minutes.

Video KYC over a call. No branch visits. We've done this 4.2 million times.

1

Sign up

Email, phone, password. We send OTPs to both — verify them to continue.

2

Video KYC

15-minute video call with our agent. Confirm PAN and address. Same-day activation.

3

Start banking

Debit card ships free to your doorstep. Start sending, saving, and spending right away.

4.2M
Happy customers
₹18,000Cr
Deposits managed
4.8★
App Store rating
0
Account takeovers (4y)
Loved by customers

Over 48,000 reviews, averaging 4.8 stars.

★★★★★
"I switched from HDFC three months ago. The instant UPI, the no-nonsense app, the actual customer service — genuinely like banking in 2026 instead of 2005."
Priya Narasimhan
Bengaluru · Customer since 2024
★★★★★
"Moved my business account here. The instant IMPS without limits is a game-changer. Reconciliation that used to take a day now takes 5 minutes."
Rohan Mehta
Mumbai · Business account
★★★★★
"Father is 72. Their video KYC made it easy for him. Interest rate is higher than any PSB. The app is the one thing he actually uses on his phone."
Aisha Kulkarni
Pune · Family account
Pricing

Simple pricing. No surprises.

We make money on lending and investment products — not on hidden fees from your account.

Individual

For personal banking
Free forever
  • Savings account with 3.5% p.a.
  • Free RuPay debit card
  • Unlimited UPI transactions
  • 200 free IMPS/NEFT per month
  • Basic app features
  • Support: email within 8 hours

Premium

For the everyday power user
₹299/month
  • Everything in Individual
  • 4.25% p.a. on balance above ₹50k
  • Platinum metal card
  • Airport lounge access (8/year)
  • Priority 24/7 chat support
  • Zero fees on international transactions
  • 1% cashback on all spends

Business

For companies & teams
₹999/month
  • Current account
  • Unlimited corporate cards
  • Expense management + receipts
  • Tally/Zoho/QuickBooks sync
  • Multi-user access with roles
  • GST-ready statements
  • Dedicated relationship manager
Questions

Frequently asked

Is Redbank a real bank?
Redbank is licensed under the RBI as a scheduled commercial bank. Your deposits up to ₹5,00,000 are insured by DICGC. We've been operating since 2018 and currently serve 4.2 million customers.
How long does account opening take?
Signup is 3 minutes. Video KYC is a 15-minute call which we typically schedule within 2 hours of signup. Account activation is same-day. Your debit card ships within 48 hours to any Indian address.
Are there any hidden fees?
No. Our pricing page has every fee we charge. Zero monthly maintenance, zero minimum balance, zero UPI transaction fees. Paid features (Premium plan, international transfers beyond ₹10k/month) are clearly marked.
How does the 3.5% p.a. interest compare?
It's 27% higher than the industry average of 2.75%. Interest is calculated daily on your end-of-day balance and credited quarterly. No lock-in, no minimum balance to earn it.
Can I trust my money with a digital bank?
Deposits insured by DICGC to ₹5,00,000. 2FA on every transaction above ₹10,000. Biometric login. AI-powered fraud detection. Zero successful account takeovers in 4 years. Audited quarterly by the RBI.
What if I need help with something urgent?
Call 1800-123-REDBANK (toll-free, 24/7). Average hold time: 4 minutes. For card block or fraud, we have a dedicated hotline with <30-second pickup. Chat support is Mon-Sun, 7 AM to 11 PM.

Ready to switch your bank?

Open an account in 3 minutes. First month of Premium on us. No credit card needed.